Neil and I had hoped to retire at age 62. I knew his death would have financial ramifications, but in the last few months I started to wonder just what they would be.
In an attempt to help, my financial advisor gave me a checklist for assessing my future plans. I have to admit, this was hard. Not just because of the detailed financial budget questions, but because I had to look to the future.
Until then I had started to adjust to my present and cherish my past, but I had not yet been able to embrace my future. Neil and I dreamed of exploring the world in a little camper. We were going to drink coffee all morning, then sit around the campfire counting stars and drinking beer or wine all evening. We were going to surprise our relatives with unexpected visits. We were going to stay with friends at the beach, and while Neil napped or read in a hammock I would explore the shoreline collecting shells. Continue reading →


